posted 07/07/09

Benefits Of International Student Insurance

Overseas students pursuing higher education in USA are eligible to apply for the Study USA student insurance program. This policy could also be availed by American students pursuing higher education overseas. The USP of this extremely beneficial and cost ? effective policy is the substantial insurance coverage that it offers. Its wide user-defined spectrum accommodates and anticipates the subjective medical requirements of each and every policyholder of every age.

The Study USA medical insurance for international students policy offers a substantial insurance coverage whose maximum value is $250,000. The insurance policy cover is stipulated for a maximum period of 1 year during the initial subscription phase. The duration of the program could then easily be extended to 48 months by renewal options.

The policy provides insurance coverage to diverse medical emergencies (including accidental injuries and ailments) that could be faced by the student. It saves the student from inconvenience of arranging for cash in a crisis. The policy extends its financial cover to emergency medical operations, evacuations and round-the-clock medication. In terminal cases, the policy also remits the expenditures incurred in repatriation of remains.

The insurance policy is accepted and recognized in numerous prestigious medical institutions across the world. The policy provides financial cover to dental health medications and operations as well. The medical insurance for international students is an awesome flexible policy statement that caters to the particular age of the policyholder.

This insurance policy effectively saves an external student financial hassles that would otherwise be bothersome. It covers almost every conceivable forms of medical expenditure, including dental health. Study USA also waives the deductible if the initial treatment is received from the University?s Student Health Center. Doctors and hospitals who are in the Multiplan Preferred Provider Network might be billed directly. This saves the student from troubles of raising cash on a short notice during emergencies. This policy also extends financial cover to the peripheral medical expenditures that are necessary for the primary treatment.

The international student medical insurance cover also extends its financial benefits to the dependants (spouses/ children) of the student on their application. This facility ensures that the immediate family of the policyholder is not inconvenienced during a medical emergency. The comprehensive eligibility list for the applicants allows any registered student to apply for the insurance policy. Students must be under the age of 55 years to avail this insurance.

The Study USA International Student insurance covers any necessary surgical operations as prescribed by a medical practitioner. This policy also remits the student the consultation fees charged by the doctor. Other necessary diagnostic and therapeutic treatments are also covered by the policy. The insurance program also pays for X-ray and diagnostic scans as advised by the doctor.

The policy also covers the cost of pharmaceutical drugs and dressings, as prescribed by a physician. So for those planning to study abroad, this amazing international student insurance program is the one to avail ofs.

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